Scott Cunningham

I recently spoke with Alex Melikhov who is CEO & founder of Equilibrium and also co-founded Changelly to discuss DeFi, decentralization, and much more. Equilibrium is introducing a cross-chain money market that combines pooled lending with synthetic asset generation and trading. It unites DeFi all in one place. You can lend, trade, borrow, and stake many different crypto assets, synthetic assets, decentralized stablecoins and more. These are some of the questions we went over: • Can you tell us a little bit about yourself? • How and when did you originally get into cryptocurrency • Can you give us a brief introduction to Equilibrium? • Why did you decide to build on Polkadot and Eosio? • What blockchains are currently connected, what’s in the works, and what is planned? • What problem does Equilibrium solve? • Why is DeFi so important for the cryptocurrency space? • For those who are concerned about leaving their crypto on a platform that holds the keys, what would you say to them? • Can you describe some of the advanced features of Equilibrium? • How did Equilibrium get its name and what was the original idea or motivation to start it? • What are the next big updates for Equilibrium to release soon or that are in the works? • Where does Equilibrium fit in with other existing similar projects? • Where do you see Equilibrium going in the next year? The next 5 years? • So where can everyone go to learn more about this? Check out https://equilibrium.io/en for more information and to learn more about what they have to offer. What do you think about Equilibrium? What are your thoughts on DeFi? Let us know if you have any further questions on Equilibrium in the comments below and don’t forget to like and subscribe as well! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #defi #crypto #cryptocurrency *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63

With all the volatility in the market I think it’s a good time to review the past year. When in doubt, zoom out. I’d like to share how I more than 10xed my wealth in the past year with cryptocurrency and some insights on this journey. While I did more like 15x for my overall wealth, I settled on 10x+ when taking into consideration my continued investing and earning of cryptocurrency without giving my exact numbers. In the video, I share my Blockfolio/FTX portfolio tracking my growth crypto portfolio over the past year. The idea is to show you that while there be many drops and times of volatility, understanding where crypto is going and having high conviction in my investments is how I’ve weathered the dips. As I point out, I’m sure many people will contest this with what I could have done instead, but cryptocurrency is already extremely risky, so my method has become play the game as safe as possible. I’ve mostly just invested in BTC & ETH and I think that was the right choice. We will see how things play out over the next month, but the beauty of these amazing cryptocurrencies is that I have high conviction they will still be the top 2 for many years to come. El Salvador accepting Bitcoin as legal tender and everyone gearing up to buy $30 of Bitcoin was supposed to be good news, but then we saw a sell off which is okay. Again, this is a long term play and when we have volatility on the downside we also can see major volatility on the upside and that’s what you sign up for when you get into crypto from the beginning. Whether you’re investing in cryptocurrency or investing in any asset, just make sure you apply the same good investing principles and go for the long term by dollar cost averaging in. Many people just throw in like $100 or even $1000 which is great, but you can’t make money without putting money in. If you turn $1000 into $5000 and then buy a new car, that’s nice, but you want to aim to build wealth for the long term, not buy a fancy toy. I cover my rules for investing here: https://odysee.com/@ScottCBusiness:4/Investing:d Here is the breakdown for my investing and budgeting templates: https://odysee.com/@ScottCBusiness:4/If-You-Want-To-Save-Money:7 Investing Spreadsheet Template Link: https://file.io/2Vh22e2tADMk Income Tracking Spreadsheet Template Link: https://file.io/RlQtav15CYNH Budgeting Spreadsheet Template Link: https://file.io/ZA6W9dbHFCNS How’s your crypto portfolio doing? Are you bullish or bearish on crypto? What’s your Bitcoin prediction by the end of 2021? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness *Cakewallet sponsored this video *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #crypto #bitcoin #ethereum

One of the biggest issues in the crypto space is a lack of education for new users. I’ll share several errors I’ve made in the past and cover the many user-submitted responses as a FAQ breakdown for new crypto users to give them an idea of the pitfalls they should avoid. I’m going to cover several things that I thought were important as well as briefly go through the many user responses I got from all of you across many different platforms. Some of these are using the wrong network or wrong address, not owning your keys, no recovery help, thinking you’re using something private, thinking a cryptocurrency is anonymous, not understanding withdrawal or gas fees, amongst so many other things. If you're interested in seeing all of the user responses, you can find them on the blog version of this: Read.Cash: https://read.cash/@scottcbusiness/the-many-errors-made-by-crypto-users-706d2230 Publish0x: https://www.publish0x.com/at-scottcbusiness/the-many-errors-made-by-crypto-users-xelvzpw Hive: https://peakd.com/hive-167922/@scottcbusiness/nwvfaznt My 20 Rules For Investing: https://odysee.com/@ScottCBusiness:4/Investing:d https://youtu.be/vLG4eel2id8 How to invest in Apollo Fintech step by step. Step 1: Follow this link: https://stratus.co/signup/?ref=scottcbusiness Step 2: Go through a simple registration on Stratus. Step 3: If you have already registered on Stratus before, log in and navigate to “Investments” Step 4: Now you can buy Apollo! *This video was sponsored by Apollo Fintech Do you agree with what I’ve covered? Am I missing anything? Share a story about an error you’ve made to help out new users below. Let me know what you think about this in the comments below and don’t forget to subscribe! *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #crypto #cryptocurrency #bitcoin

Time for another update on my investment portfolio and my passive income journey. In this episode, I cover my regular monthly update and cover what I invest in and why. This is amateur investing at its finest! *Disclaimer: This is not financial advice and is purely for entertainment purposes. All my stock information is 100% accurate, but my crypto data may or may not be simulated* I share everything so you can follow everything I’m doing with 100% transparency. The point of doing all this is to show you that it’s possible and provide some sort of framework that can be followed. This isn’t financial advice, and you shouldn’t exactly replicate my investing. What you should do is figure out what works best for you and stick to the basics of dollar-cost averaging, investing in good assets, avoid liabilities, compounding interest, be frugal, buy low, and sell high. I cover my rules for investing here: https://lbry.tv/@ScottCBusiness:4/Investing:d Here is the breakdown for my investing and budgeting templates: https://odysee.com/@ScottCBusiness:4/If-You-Want-To-Save-Money:7 Investing Spreadsheet Template Link: https://ufile.io/71mgq19h Income Tracking Spreadsheet Template Link: https://ufile.io/frde28j9 Budgeting Spreadsheet Template Link: https://ufile.io/5bc6sxor Below I will list everything for the monthly report: I cover the recent stock buys I went through, share my portfolio breakdown updates, and share my thoughts on the current market. I continue to rebalance my stocks for the best yield and consolidating them down to my best stocks. I am currently making about $138.08 a month from passive income mostly from stock dividends and some from music royalties. I’m on track to hit my goal of earning $150 on average per month from passive income. This will effectively cover 3 utility bills. My portfolio is roughly rounded to about 87% crypto, 13% stocks, and less than 1% in precious metals. I’ve been mainly focused on crypto in the past, but now I’m just investing in stocks to max out my tax-free savings account contributions. I’m still earning a lot of crypto though. My total annual projected income from passive sources is $1656.92. $1,485.84 of those yearly profits are coming from stock dividends, about $92.87 is coming from cryptocurrency staking, I already earned about $16.38 from my RealT crypto tokenized real estate before I sold it, and $61.83 from music royalties. In my last update, my total portfolio value was $205,695.20 CAD. My current portfolio value with all my investments is $269,853.08. This is up about $64,000 from last month’s total value. This is in line with my expectations around October and very encouraging. In fact, as I write this, my portfolio is now over $290,000, up more than $20,000 more. I earned $59.18 CAD from stock dividends, $0 CAD from crypto real estate, and $7.95 CAD from my last month of staking Hive, HBD, TRX, and MTR staking on Den.Social. In total, I have earned about $331.55 CAD from crypto and $1,114.17 CAD from stock dividends. I will start to focus more on crypto passive income again going forward. I’ve kept my Bitcoin ETFs through the storm and they are getting much closer to breaking even and hopefully skyrocketing this month. My portfolio in terms of sector breakdown is now 12% Utilities, 20% Insurance, 18% Banking, 25% Real Estate, 1% into an Investment Fund, and 24% into general ETFs. I’ve shifted my stocks around to optimize for yield after noticing some of my ETFs and REITs dropping below an ideal yield. Mostly, I’ve just moved around my investments between stocks I already own and I also invested into another bank ETF. My goal is to average about a 5% yield on my portfolio and I’m currently at an average yield of 4.83%. I am currently still down -22.60% on $4,300 worth of Bitcoin ETF growth stocks and up 13.48% on my $33,054.98 worth of dividend stocks. For crypto, my breakdown is now 2% LBC, 4% DASH, 2% BCH, 1% LTC, 55% ETH, and 36% BTC. This is allegedly valued at $237,297.11 CAD at the time of writing this. I’ve been going all-in on BTC & ETH as I truly believe the next few months will be life-changing and I’ve aligned my financials accordingly over the past year. Was this helpful for you? What stocks do you invest in? Do you prefer growth investing or building passive income? Do you invest in cryptocurrencies that pay out regularly? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *Sponsored by Cakewallet #investing #finance #bitcoin

You want to take full advantage of the social platforms out there that use blockchain technology or have crypto monetization, so here are the 14 platforms I used to earn $653.04 CAD worth of fiat & crypto in July as well as some insights on them. My total alleged crypto social media income earnings are now up to $30,544 CAD not including crypto appreciation after originally receiving it. July Metrics & Content: To briefly go over my social media results for July, I received around 6,500 engagements, 68,750 video views, 1,000 comments, 3,900 followers, and 295,000 impressions. I received a lot fewer engagements this month, but more video views and followers than last month. Things are tracking along well, but my YouTube channel continues to decline after getting my false community strike. July Earnings: Publish0x – 7.61 AMPL - $1.22 CAD = $9.28 CAD + 0.11 FARM - $269.38 CAD = $29.63 earned from post rewards. That’s a total of $38.91 CAD. Brave Browser – 3.94 BAT - $0.70 from ad rewards and 4.75 BAT from creator donations for a total of $6.08 CAD. LBRY – 2,458 LBC - $0.036 CAD = $88.49 CAD from user earnings, content earnings, invites, etc. Hive – 277.64 Hive - $0.5125 CAD = $142.29 CAD and 86.198 HBD - $1.25 = $107.75. That’s a total of $250.04 from post rewards. LeoFinance – 56.837 LEO - $0.34 CAD = $19.32 CAD earned from post rewards. Cos.TV – 711.53 COS - $0.0168 CAD = $11.95 CAD earned from post rewards. Read.Cash – 0.1311 BCH - $688.46 CAD = $90.26 CAD earned from post rewards. Noise.Cash – 0.045997 BCH - $688.46 CAD = $31.67 CAD earned from post rewards. Den.Social – 39.87 MTR - $0.5 CAD = $19.94 CAD earned from post rewards. DTube – 55.97 DTC - $0.80 CAD = $44.55 CAD earned from post rewards. Pocketnet – 0.1 PKOIN - $16.54 = $1.65 CAD earned from post rewards. Yup – 13.97 YUP - $0.65 = $9.08 CAD earned from post rewards. Blurt – 131 BLURT – 0.00397 = $0.52 CAD earned from post rewards. YouTube - $40.57 CAD earned from monetization. The grand total came to $653.04 CAD which is about $507.34 USD. (Over $800+ CAD at today’s value as of writing this) July Insights: Crypto has been bearish but is now on the uptrend and I believe I will start to see the gains from this. My earnings from July have already appreciated about 20% in value as of writing this which highlights the importance of holding and approaching this with a long-term perspective. This is my 20th report and the more data I acquire, the better the results become. My top consistent earners lately are Hive, Read.Cash, Noise.Cash, Publish0x, & LBRY. My earnings are still way down, but I expect them to start to go up in the August report. Hive has been performing much better lately with Hive earnings and HBD earnings on Hive which I’ve now begun to track separately. Hive made up the lion share of my earnings in July and I will be doubling down on those earnings by leasing my Hive power and earning passive income which I will report on in my investing report. I am very excited and hopeful for the future with Torum’s token going live soon, Flote launching a token, Pocketnet evolving into Bastyon, and launching many new features, there is much to look forward to. I will be interested to see the day when and if I can finally get access to my funds again on SoMee as well especially given they said they would have everything working again during the month of July, but here we are with no results. Yup has been very interesting and while I haven’t earned a lot this month, in the next report you will see how I earned over $400 in August using YUP. My main gripe with Yup, Pocketnet, and DTube is that you end up spending huge gas fees to withdraw your tokens and it creates a huge barrier for low earners to exit. Also, with LBRY now requiring more verification to earn LBC, Hive seems to be the most decentralized platform to earn crypto now. I’m including Blurt and Pocketnet in this report as I want to start tracking everything more closely and I’ve heard great things about both. I will prioritize these more and actively use and track my earnings on them. After 3 reports, if I don’t see better results though, I will drop them as I don’t want to waste your time with platforms earning me $1 a month or less. *Disclaimer: None of what I share is financial advice and the cryptocurrency amounts & values shared may be simulated What are your income goals? Are you using any of the platforms I shared above? Is this useful and or encouraging for you? Would you like to see these reports every single month to get a better insight into crypto social profitability? Let me know what you think about this in the comments below and don’t forget to subscribe! *Sponsored by Cakewallet *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 #crypto #cryptocurrency #blockchain

A lot of people will say “be more frugal,” but it’s important to contextualize it. Everyone should strive to be frugal, but you should aim to be more frugal when your life allows for it The big difference between being cheap and being frugal is that a cheap person saves to save while a frugal person shifts their priorities accordingly. More importantly, they are saving to then use that saved money for something better whether it’s for investing or paying down debt. The biggest contention people tend to have with these videos is that the advice isn’t generic enough to apply to everyone, so naturally, you have to tailor the advice to your life and getting used to the frugal mindset and way of thinking. If you absolutely need a car, then that’s fine, but by becoming aware of what you’re giving up for that, you are being more conscientious about your finances. For example, by having a car, you could be spending upwards of $10K a year on financing, parking, maintenance, insurance, gas, etc. That money every year could exponentially speed up your ability to invest and retire so you have to understand that by enjoying the convenience of a car, you are giving up an earlier retirement than if you bought the car later on or went without it entirely. If you can internalize this notion, you can retire significantly sooner. A good way to shift your mindset is to start looking at everything in terms of how many hours you need to work to pay for it rather than just looking at the dollar value. Another great way to start is to try cutting something out for 30 days. After 30 days evaluate whether or not your life is better, worse, or the same, and then decide whether to reintroduce it or cut it based on the value you get. Also, if you want to retire early and live on passive income like I am, you realize that by cutting out a simple expense like $50 a month, actually works out to be $600 a year meaning that I would need about $12,000 invested in 5% dividend-yielding stocks to pay for that expense. By cutting out small expenses you can actually drastically reduce the money needed to retire. You can also calculate this by taking your annual expenses and multiplying them by 25 to get the amount needed for your retirement. Some specific examples of how I save a great deal of money are mainly buying my own groceries and not eating out, living with roommates, not having a car, wearing the same outfit every day, cutting my own hair, and watering down beverages. You can even spend a bit more money to save time and thus save money. If you are able to work remotely or on your side hustle, then the hour spent shopping is absolutely worth the $5 fee for grocery delivery. Again, you can measure the cost-benefit of anything based on the number of hours worked or the number of hours you could otherwise work. Frugality isn’t being cheap, it’s prioritizing what you value the most including your time. What do you think about frugality? How important is saving to you? Do you agree or disagree with what I’ve said? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* Sign up on Stratus: https://stratus.co/signup/?ref=scottcbusiness GSX Fintech: www.gsxfintech.com AAA security and verification link from Chainsulting in Germany: https://github.com/chainsulting/Smart-Contract-Security-Audits/blob/master/Apollo%20Fintech/02_Apollo_Sharding_Verification_Audit.pdf Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #frugal #finance #savemoney

Brave browser is an awesome privacy-focused internet browser that speeds up your experience, blocks ads, and enables opt-in ad monetization so you can earn BAT just by doing what you normally do. I have not seen a highly comprehensive guide out there on BAT & the Brave browser, so I decided I would go out and make one myself. Please do like, share, comment, and follow me if you find this to be valuable as I went to great lengths to get this done and had the original version peer-reviewed by a member of the Brave team. Thank you for joining the Brave community and choosing me as your guide for learning about BAT and the Brave browser. In this guide we will cover: - How to get started with downloading and setting up Brave - How to maximize your privacy with Brave - How to earn BAT from viewing ads and how to configure them - How to create and connect your Uphold wallet to your brave rewards - What BAT grants and tips are and how as well as why you might want to use the auto-contribute feature - What is the Brave creator rewards program and why you should join - How to claim your rewards in the form of BAT and transfer them - What is the Brave Tap Network and how to use it - What is IPFS and how it works on the Brave Browser - What’s the earning potential with Brave browser - A sneak peak at Brave advertising campaigns - What to do if Brave isn’t available in your region To read the full blog go to: Publish0x: https://www.publish0x.com/at-scottcbusiness/the-comprehensive-guide-to-the-brave-browser-xyyewen Hive: https://peakd.com/brave/@scottcbusiness/the-comprehensive-guide-to-the-brave-browser-blog LBRY blog: https://odysee.com/@ScottCBusiness:4/the-brave-browser-guide:f Read.Cash: https://read.cash/@scottcbusiness/the-comprehensive-guide-to-the-brave-browser-b80b8ec5 That is everything I could think to comprehensively cover. I hope this was beneficial for you and was easy enough to follow and understand. To learn more about Brave check out https://brave.com/ You can also check out https://bravebat.info/ & https://givebat.com/ Also, if you’re interested in seeing my recent interview with Luke Mulks you can find it here: https://odysee.com/@ScottCBusiness:4/brave:4 If you feel that something is missing, please comment below and I will potentially make an edit or even film another video covering anything that was missed according to your feedback. Do you use Brave? Do you hold BAT? What’s your favorite internet browser? What do you think of attention-based tokenomics? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Noise.Cash, Flote, Read.Cash, Minds, Blurt, Sapien, Steemit, and Yup. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #brave #bravebrowser #bat *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63

There are so many services, products, and applications that enable you to spend, earn, trade, and store cryptocurrency. There are so many in fact, that you are able to live 100% on cryptocurrency. Let’s discuss exactly how you can start today. While I am writing an entire book (very slowly) on this topic, I had someone recently asking me to go through how to actually do this and while I’ve covered many different aspects in separate videos, I’d like to do one comprehensive video giving a high level overview on the many ways to earn, save, store, and spend crypto so you can live 100% on crypto. Living on crypto to me really means living decentralized. While you can live on crypto in a centralized way, it defeats most of the purpose to do so. So, I will be looking at this from the lens of decentralization. Why does this matter though? Whether you are a libertarian and value freedom, or you value your financial privacy, or perhaps you want to maliciously evade taxation, this is how this is achieved. Earning Crypto • From sharing content on and using crypto monetized and blockchain social media platforms • From staking, liquidity providing, and other DeFi activities • Get paid in crypto from an employer or do side jobs • Get paid in crypto using BitWage Storing Crypto • Never on exchanges • Store on a self-custodial wallet that only you control – You get the private keys and seed phrase o Ideally a hardware wallet that is offline when not in use • Practice good security measures - Use multi-factor authentication Trading Crypto • Only use decentralized exchanges and swap exchanges where possible Withdrawing Crypto • Withdraw your crypto in cash from an ATM • You can use centralized exchanges to withdraw via etransfer and other methods, but be advised that it’s highly likely this is all tracked and you will have to pay taxes on it • You can “withdraw” your crypto by spending it directly Spending Crypto • Dash now has many online stores and physical locations that accept DASH natively as payment in the US and is continuing to grow • You can use sites like CoinCards or Bitrefill to get physical or digital gift cards to pay for anything. These sites don’t require any information from you • In Canada, you can use BitcoinWell to directly and anonymously pay for utility bills. In the US, you can use Walmart gift cards at their kiosks to achieve the same result. • You can use crypto visa/debit cards, though typically they require a lot of documentation and KYC from you making it not very decentralized in comparison to other spending methods. I have tested a couple and predominantly use Bitvo, however I’ve since switched to just using gift cards for total anonymity. Is there a crypto that is best suited for these use cases? I would say DASH is the best based on fees and transaction speed. Decent alternatives would be BCH or LTC. Don’t be fooled by marketing to believe that DOGE is good for transactions given its current fee being $0.60. You can find all the major coins fees tracked and compared here: https://bitinfocharts.com/comparison/transactionfees-doge-bch-dash.html#1y How do you earn, store, withdraw, trade, and spend your crypto? Am I missing anything? Do you value decentralization? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 *Video sponsor was CakeWallet #crypto #decentralized #cryptocurrency My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash

Is a centralized exchange the best place to store your crypto? More importantly, why isn’t it a good idea, and what are the alternatives? Let’s dive into these questions so you can minimize risk and keep your crypto as safe as possible. Reasons People Use Centralized Exchanges: • Ease of use - It’s easier to do everything in one place. • Familiarity - It’s more familiar to stock market trading, ownership, and custody. • Feature-rich - Trading with leverage, options, shorts, longs, margin, derivatives, futures, etc. typically requires a centralized exchange to facilitate. Trading with leverage can help reduce custody risk too. • More convenient - Exchanges with a wide variety of altcoins allow you to easily hold everything in one place while withdrawing these may be very painstaking and require many different crypto wallets. Reasons Why To Avoid Centralized Exchanges: • Security & ownership – You actually own everything and have full control and security over it. • Centralization & gatekeeping – You have to ask them to do anything, they could require more. identification like your ID for KYC. I’ve had to previously reKYC and wait days to withdraw funds. • Targets for hacks – They are much bigger targets for hacks and social engineering than individuals. • Future regulation – They could be affected by future regulation • Lack of regulation – This allows for a lot more sketchy things to happen and enables perpetrators to more easily get away with it. • No insurance – None of your funds are insured on these platforms anyway, so it’s not any better than keeping it yourself. • Malicious behavior – No exchange or institution is perfect and above questioning. Examples: • Shakepay – Sell above market price and buy below market price to you with the allure of “shake pay” to shake your phone to earn cryptocurrency. • Binance, Huobi, & Poloniex - Were all involved in blocking funds to users and stealing them for a major governance shift and hostile takeover of the Steem blockchain in collusion with Justin Sun from the Tron Foundation. • QuadrigaCX – The founder stole everyone’s funds and supposedly died. • Coinbase – Requiring you to now KYC to continue using their platform. • Coinsquare – They were audited and gave users information for those with over $20,000 to the Canadian Revenue Agency for taxation. • Cryptopia being breached, shutdown, and now liquidating • Regulation – Regulation can change at any time, affecting your country and preventing you from using an exchange like with Binance & Kucoin here in Canada for specific provinces. This isn’t just for exchanges but any product or service that requires you to give up control of your crypto including many gambling and crypto lending platforms. The key is to look for the use of smart contracts or some way that you are still the one totally in control of your funds and your access to them. Conclusion Your best bet is to store your crypto in a self-custodial wallet that you own and control. There are some wallets that allow you to trade cryptocurrency and exchanges that are non-custodial that you can use without compromise. At the very least, your long-term holdings should be kept in a self-custodial wallet with offline storage methods like a physical crypto hardware wallet. I have reviewed a few wallets, but currently, I use the Ledger Nano X. You can also do many other things to protect yourself like using a very strong password, using multi-factor authentication, using a VPN, never open emails related to your crypto or finances or click directly through email links, and using an email and password separate from everything else that has no identifying characteristics in the email like your name. There are many other things you can do, but this is a great start. I will do a review of all the centralized exchanges, decentralized exchanges, swap exchanges, and wallets eventually so stay tuned! Do you leave crypto on exchanges? What wallets do you use? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 *Cakewallet sponsored video *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* #crypto #cryptocurrency #bitcoin

Time for another update on my investment portfolio and my passive income journey. In this episode, I cover my regular monthly update and cover what I invest in and why. This is amateur investing at its finest! *Disclaimer: This is not financial advice and is purely for entertainment purposes. All my stock information is 100% accurate, but my crypto data may or may not be simulated* I share everything so you can follow everything I’m doing with 100% transparency. The point of doing all this is to show you that it’s possible and provide some sort of framework that can be followed. This isn’t financial advice, and you shouldn’t exactly replicate my investing. What you should do is figure out what works best for you and stick to the basics of dollar-cost averaging, investing in good assets, avoid liabilities, compounding interest, be frugal, buy low, and sell high. I cover my rules for investing here: https://lbry.tv/@ScottCBusiness:4/Investing:d Here is the breakdown for my investing and budgeting templates: https://odysee.com/@ScottCBusiness:4/If-You-Want-To-Save-Money:7 Investing Spreadsheet Template Link: https://ufile.io/71mgq19h Income Tracking Spreadsheet Template Link: https://ufile.io/frde28j9 Budgeting Spreadsheet Template Link: https://ufile.io/5bc6sxor Below I will list everything for the monthly report: I cover the recent stock buys I went through, share my portfolio breakdown updates, and share my thoughts on the current market. I continue to rebalance my stocks for the best yield and consolidating them down to my best stocks. I am currently making about $120.93 a month from passive income mostly from stock dividends and some from music royalties My portfolio is roughly rounded to about 85% crypto, 14% stocks, and less than 1% in precious metals. I’ve been mainly focused on crypto, but going forward I will start to put my focus and money into my TFSA and continue building up my stock portfolio. My total annual projected income from passive sources is $1,451.19. $1,354.23 of those yearly profits are coming from stock dividends, about $41.64 came from cryptocurrency staking, I already earned about $16 from my RealT crypto tokenized real estate before I sold it, and $60.99 from music royalties. In my last update, my total portfolio value was $210,455.84 CAD. My current portfolio value with all my investments is $205,695.20 CAD. This is down about $5,000 from last month’s total value. Though this was a drop, we are starting to see crypto bounce back and I have high hopes going forward. I earned $138.83 CAD from stock dividends, $0 CAD from crypto real estate, and $1 CAD from my last month of staking Hive and MTR staking on Den.Social. In total, I have earned about $321.35 CAD from crypto and $960.31 CAD from stock dividends. I will start to focus more on crypto passive income again going forward. I’ve kept my Bitcoin ETFs and will just hold through the dip. Currently, they are still way down and I intend to sell them later this year. My portfolio in terms of sector breakdown is now 13% Utilities, 21% Insurance, 22% Banking, 20% Real Estate, and 24% into general ETFs. I’ve gotten it close to the perfect balance with what I’ve been aiming for. I haven’t made any important changes since the last update. My goal is to average about a 5% yield on my portfolio and I’m currently at an average yield of 5.05%. I am currently down -41.12% on 4,300 worth of growth stocks and up 13.14% on my $30,055.77 worth of dividend stocks not including dividends. I’m up 16.33% if you’re including dividends with all income being reinvested and compounding interest. For crypto, I will not be investing anymore for some time. My breakdown is now 1% LBC, 4% DASH, 2% BCH, 1% LTC, 50% ETH, and 42% BTC. This is allegedly valued at $158,400 CAD at the time of writing this. I’ve been going all-in on BTC & ETH as I truly believe the next few months will be life-changing and I’ve aligned my financials accordingly. Was this helpful for you? What stocks do you invest in? Do you prefer growth investing or building passive income? Do you invest in cryptocurrencies that payout regularly? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *This video was sponsored by Cakewallet #investing #finance #crypto

You want to take full advantage of the social platforms out there that use blockchain technology or have crypto monetization, so here are the 12 platforms I used to earn $743.31 CAD worth of fiat & crypto in June as well as some insights on them. My total alleged crypto social media income earnings are now up to $29,891.90 CAD not including crypto appreciation after originally receiving it. June Metrics & Content: To briefly go over my social media results for June, I received around 14,000 engagements, 64,500 video views, 1,900 comments, 2,000 followers, and 670,000 impressions. This was a massive improvement from last month with many metrics receiving twice the number of results. I also did an interview with Dawson Botsford for Earnifi and Dan Hensley again for 3Speak so be sure to check those out. June Earnings: Publish0x –19 AMPL - $1.13 CAD = $21.47 CAD + 0.2736 FARM - $69.56 CAD = $19.03 earned from post rewards. That’s a total of $40.50 CAD. Brave Browser – 1.88 BAT - $0.70 from ad rewards and 7.36 BAT from creator donations for a total of $6.47 CAD. LBRY – 2,801 LBC - $0.0247 CAD = $69.18 CAD from user earnings, content earnings, invites, etc. Hive – 143.61 Hive - $0.374 CAD = $53.71 CAD from post rewards. LeoFinance – 40.70 LEO - $0.27 CAD = $11.76 CAD earned from post rewards. Cos.TV – 573.22 COS - $0.015 CAD = $8.75 CAD earned from post rewards. Read.Cash – 0.297306 BCH - $599.79 CAD = $178.32 CAD earned from post rewards. Noise.Cash – 0.10257 BCH - $599.79 CAD = $61.52 CAD earned from post rewards. Den.Social – 68 MTR - $0.48 CAD = $32.64 CAD earned from post rewards. DTube – 51 DTC - $0.63 CAD = $32.13 CAD earned from post rewards. Bitclout – 1.53 CLOUT – $132.92 CAD = $203.37 earned from my Bitclout token investors. YouTube - $44.96 CAD earned from monetization. The grand total came to $743.31 CAD which is about $602.25 USD. June Insights: Most of these platforms have continued fairly consistently. Den.social has pulled back a bit but is still producing a decent amount of rewards. Cos.TV’s rewards are inconsistent and either high or near zero. Crypto has continued to go down and be very bearish, but I still feel that you can make a good amount and I believe this will show that you can genuinely make a modest living even in a more bearish market. However, as I write this now, we saw a massive in the crypto market today across the board. This is my 19th report and the more data I acquire, the better the results become. My top consistent earners lately are Read.Cash, Noise.Cash, Publish0x, & LBRY. It seems my earnings have really declined ever since the crash leading me to believe more and more that there is a notable correlation there, however I also want to post more. I am very excited and hopeful for the future with Torum’s token going live soon, Flote launching a token, Yup starting to become more popular, Pocketnet becoming more popular, there is much to look forward to. I will be interested to see the day when and if I can finally get access to my funds again on SoMee as well especially given they said they would have everything working again during the month of July. I will continue to share these reports every month to give you a breakdown of what my earnings are to be completely transparent and give you an idea of what you could do if you shared on all of these social platforms too. *Disclaimer: None of what I share is financial advice and the cryptocurrency amounts & values shared June be simulated* What are your income goals? Are you using any of the platforms I shared above? Is this useful and or encouraging for you? Would you like to see these reports every single month to get a better insight into crypto social profitability? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *Sponsored by Cakewallet #lbry #crypto #cryptocurrency

You’ve probably been hearing the word DeFi a lot. It stands for decentralized finance. We’ll discuss how it’s different from centralized finance, the benefits and drawbacks, and what you can do with it, and why it matters. Let’s dive in. Many of the use cases for DeFi center around specific platforms, applications, and various blockchains, but the gist of it is that you can perform any financial transaction and use any financial tool that you could in the normal financial world but in a decentralized way. The benefit of this is so that you can do these transactions at a cheaper cost without a middleman, you can do it freely without any restrictions, you can do it significantly faster, and you can do it privately. There are also new ways of making money that the average stock investor couldn’t take advantage of like liquidity mining or staking cryptocurrency. A lot of DeFi is facilitated through the use of smart contracts. I will go more in-depth into smart contracts in another video but simply put, they enable you to perform a transaction with code attached. The most common form of this is to enable decentralized exchanges to trade between cryptocurrencies in a completely trustless way acting as an escrow service. These are some examples of what DeFi is used to achieve: • Transferring Money • Lending and borrowing • Stablecoins • Exchanges • Margin trading • Derivatives • Insurance • Liquidity Mining & Yield Farming • Airdrops • Wrapped Coins • Prediction Markets • Staking • Tokenized Stocks • Non-Fungible Assets Everything listed above was a service, product, application, or tool that DeFi offers, but what are some of the benefits of DeFi? What are some of the drawbacks? Benefits: • No middleman or gatekeepers • You have total control and access to everything • Open to everyone everywhere with no barrier to entry • You don’t have to provide any personal information or KYC • Solves remittance issues for transfers, namely transaction fees, and speed • Typically transparent and open source • Censorship-free • Generally, no down-time and can be used 24/7 Drawbacks: • Depending on what cryptocurrency you are using, transaction fees may be costly for active users • Extremely volatile markets • You must track everything for tax purposes • Regulations vary greatly and can change at anytime • Typically more complex than the centralized counterpart service/product/application • Anyone can get involved easily allowing for more scams and sketchy projects • There could be vulnerabilities in smart contracts that hackers could exploit I love DeFi and think it’s the way of the future, but I will end with a caution that it’s becoming a buzz word and there are so many terrible DeFi projects that consider a high yield to be their use case which we have seen with projects like Titan from Iron Finance is not realistic or sustainable. My personal recommendation is to look into cryptocurrencies with products that are useful and don’t chase yields. This was sponsored by OkEx exchange. You can currently take advantage of their multiple promotions to earn up to $150 in rewards before August 31st. Signup via my link here: https://www.okex.com/promotion/BHA0/ACE504832 What is the right way to invest? Do you prefer centralized or decentralized finance? What’s your favorite aspect of DeFi? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 PS. Let me know what you think about me removing the border in this episode. *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top 3 sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *Also if you want to trade cryptocurrency futures, then check out my other video sponsor MyCoinStory: https://mycoinstory.com/register/f33bee63 #defi #finance #ethereum

I had the opportunity to interview Daniel Satchkov who is the author of the whitepaper for Pkoin & Pocketnet. We discussed PKoin’s tokenomics, Pocketnet, decentralization, censorship, crypto-monetized social media, and much more. Pocketnet claims to be the first fully decentralized social media network that uses cryptocurrency. No corporation. Open Source. Nobody can take your subscribers away. All advertising revenue goes directly to you as a content creator. Owned & self-policed by users like you. These are some of the questions we went over: • Can you tell us a little bit about yourself? • How and when did you originally get into cryptocurrency • Can you give us a brief introduction to Pocketnet? • What problem does Pocketnet solve? • What is PKOIN and can you explain its tokenomics? • How decentralized is Pocketnet and how integrated is it with the blockchain? • What’s Pocketnet’s stance on free speech and privacy? How do you approach content moderation? • How did Pocketnet get its name and what was the original idea or motivation to start it? • What are the next big updates for Pocketnet to release soon or that are in the works? • Where does Pocketnet fit in with other existing similar projects? • Where do you see Pocketnet going in the next year? The next 5 years? • So where can everyone go to learn more about this? Check out https://pocketnet.app/ for more information and to learn more about what they have to offer. What do you think about Pocketnet? What crypto social platforms are you using? How important are censorship resistance and decentralization to you? Let us know if you have any further questions on Pocketnet in the comments below and don’t forget to like and subscribe as well! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/Pockenet *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #crypto #pkoin #pocketnet

KYC or know-your-customer is a very important way that centralized crypto exchanges track your information in order to verify you are who you say you are as well as to share that with tax collectors and mitigate your financial privacy. Let’s talk about it. While I respect that KYC is typically a big part of compliance, I feel that the original ethos of cryptocurrency focusing on decentralization, freedom, and privacy would not appreciate KYC verification in order to trade cryptocurrency and to onboard from fiat to crypto. According to Investopedia, “the Know Your Client or Know Your Customer is a standard in the investment industry that ensures investment advisors know detailed information about their clients' risk tolerance, investment knowledge, and financial position… KYC compliance typically involves requirements and policies such as risk management, customer acceptance policies, and transaction monitoring.” It’s main purpose is really for tracking you and complying with anti-money laundering laws and standards. Note: One very important point I didn’t touch on is that if you want to earn passive income, do it via staking or providing liquidity on a swap exchange because lending requires KYC verification and that will be tracked. With a major exchange in Canada called Coinsquare recently giving all their customer data to the Canadian Revenue Agency, it’s clear that government are becoming more involved in what you’re doing with your cryptocurrency. Even if you want to be compliant to regulation, you may still want to have some financial privacy. Many exchanges require some level of KYC which can be anything from including your address to your government issued ID. With these restrictions, you are very easily tracked. For those who don’t appreciate KYC verification, they can use decentralized exchanges or any platform that allows them to transact without providing information or providing any KYC verification. In the future I will do a comparison and review of the many DEXes that exist. This is a great place to get started: https://bitshills.com/best-non-kyc-crypto-exchanges/ Going forward, if you want to avoid KYC and ensure the most amount of privacy for your financial transactions, you’ll want to avoid exchanges that want your information and gravitate towards those that do not collect your data. I’ve covered swap exchanges before and while I think it’s safest to stick to smart contract based platforms like Uniswap or PancakeSwap, but there are many platforms that allow you to trade that are worth the “risks.” You can find that video here: https://odysee.com/@ScottCBusiness:4/Swap-Exchange:e This was my first video on it: https://odysee.com/@ScottCBusiness:4/Crypto-Swap-Exchanges-Make-Conversions-Easy-1:4 How important to you is your privacy? Do you avoid KYC or do you not mind it? Do you prefer centralized or decentralized exchanges? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Kyc:2 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness 👥 Support Me & Follow Me Elsewhere 👥 👉 http://www.scottcbusiness.com Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #kyc #crypto #cryptoexchanges

I see everyone running around making crazy bets on cryptocurrencies that rug pull and wallstreetbets on stocks like blockbuster and AMC. While you can possibly get rich chasing the hype, you most likely will not. Today let’s talk about why it’s important to do it right the first time when it comes to finance. While I don’t believe my way is the only way, I do believe that it’s much safer and your results will much more realistically be aligned with your expectations, so you don’t take on too much risk or make emotional decisions. I’ve always said it’s interesting that those trying to make 1 million dollars in one year tend to end up with $0 while someone like myself who set out to make 1 million dollars in 10 years may do so in just two years. Having a realistic goal, a strategy, and staying consistent with it will go a long way. Fast money comes with slow problems. Even if you make it, it’s unlikely statistically that you will be able to keep it. Let’s build good investing habits so that by the time we are wealthy, we can continue to build our wealth and stay disciplined. What is the right way to invest? Do you agree or disagree with what I said? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Do-It-Right-The-First-Time:f *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *This video is sponsored by CakeWallet #finance #personalfinance #investing

I had the chance to speak with Dan Hensley, one of the co-founders of 3Speak on the Hive blockchain. It’s a video hosting alternative to YouTube and is considered a highly decentralized free speech platform. We dive into decentralization, Hive, blockchain, 3Speak, and much more! 3Speak is the home of Free Speech on the internet. We exist because Silicon Valley has gone out of its’ way to deplatform and demonetize individuals because of their political beliefs, or the kind of content they upload, not because they break the law. 3Speak is keen to ensure that those people who have fallen foul of Silicon Valley’s arbitrary rules have a place to call home. These are some of the questions we went over: • Can you tell us a little bit about yourself? • How and when did you originally get into cryptocurrency • Can you give us a brief introduction to 3Speak? • What problem does 3Speak solve? • Why did 3Speak move to Hive? • How does blockchain technology solve censorship? • You previously spoke at length about the Speak token launching, when do you expect we will see that? • You previously said you wanted to further decentralize 3Speak over 2020, what has changed in the last year? Should we expect to see you working as part of a DAO soon? • Where does the money come from? How is this sustainable? • How did 3Speak get its name and what was the original idea or motivation to start it? • What are the next big updates for 3Speak to release soon or that are in the works? • Where does 3Speak fit in with other existing similar projects? • Where do you see 3Speak going in the next year? The next 5 years? • So where can everyone go to learn more about this? Check out https://3speak.tv/ for more information and to learn more about what they have to offer. We spoke previously when they were on the Steem blockchain in January 2020 which you can find here: https://youtu.be/AejOb9lG-TQ You can follow @3speakonline on Twitter and @TheyCallMeDan on Hive. He was banned from YouTube and Twitter. What do you think about 3Speak? Have you used it before? Have you used Hive before? How important is a truly decentralized social media platform to you? Let us know if you have any further questions on 3Speak in the comments below and don’t forget to like and subscribe as well! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #3speak #hive #blockchain

I hear a lot of reasons why people don’t invest in Bitcoin or in anything and I wanted to share my opinion on these excuses and why you’re much better off investing in something rather than just saving or spending. I’ve heard it all! Anything from Bitcoin is too expensive to I’m too busy saving up my money to be investing at all, I will cover all of the common excuses I hear as to why people do not invest in cryptocurrency let alone in any asset. Common Reasons/Excuses To Not Buy Bitcoin • Quantum computers could hack it in the future - https://ecency.com/blockchain/@scottcbusiness/could-blockchain-tech-be-vulnerable-to-quantum-decryption • There could be an apocalypse so why waste my money • Another cryptocurrency could bring me better gains • I can invest in gold/stocks/real estate instead • It’s way too expensive • I have the fear of missing out on lifestyle opportunities • I’m saving money and that’s safer • I will invest in it eventually when it goes down in value/it’s crashing, I don’t want it now • I will invest in it when I earn more money • Investing is just too risky • Investing is just too complicated or intimidating • Bitcoin is too slow or expensive to be used as a digital cash In the video, I address all of these and share my opinion on the matter from the side of someone who has bought bitcoin at a previous peak, watched it crash, and then held it all the way up until the recent crash, and will continue to do so. I first invested in Bitcoin at its peak in the 2017/2018 bull run and crash. One reason I missed is that people don’t understand it, but I’ve covered this in-depth here: https://odysee.com/@ScottCBusiness:4/Blockchain-And-Bitcoin:c I hope this clears up some misconceptions about investing, bitcoin, and cryptocurrency in general. Do you agree or disagree with what I said? Do you invest in cryptocurrency? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Why-Buy-Bitcoin:1 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, and Steemit. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *Sponsored by Cakewallet #bitcoin #btc #crypto

Pump and dumps are a problem in the stock market, but in the crypto space, they are rampant. With little to no regulation, founder anonymity, low barrier of entry, and coins popping up daily, you need to know the red flags to look for and how to spot a pump-and-dump. In this, I will cover what a pump-and-dump is, what are some red flags, my recommendations, and some examples of pump-and-dumps to give you some insight on them. According to Investopedia these are the main takeaways regarding a pump-and-dump: • Pump-and-dump is an illegal scheme to boost a stock's or security's price based on false, misleading, or greatly exaggerated statements. • Pump-and-dump schemes usually target micro- and small-cap stocks. • People found guilty of running pump-and-dump schemes are subject to heavy fines. • Pump-and-dump schemes are increasingly found in the cryptocurrency industry. The difference with cryptocurrency is that many times the people making all the money are anonymous and there is little regulation within the crypto industry so these crimes typically go unpunished. It’s made that much easier for these scammers given the unrealistic expectations people have in the crypto market and celebrities lending influence to these projects and effectively legitimizing them because they don’t the time or expertise to look into them. Red flags to identify a possible pump-and-dump: • Tons of press and hype • Well above average gains recently with price action becoming parabolic • The cryptocurrency moves drastically without any justifications or changes made • The target demographic is not experienced/veteran users who could identify the scheme • Typically, on low cap stocks and cryptocurrencies • Huge social media presence that came out of nowhere (likely purchased & fake) • No easy way to verify their claims • You were specifically “chosen” to be part of this opportunity You have to be mindful that pump-and-dumps are self-fulfilling. Once they get enough people in, they can use the price movement to market others into the scheme. It generally runs in 4 phases: acquisition, promotion, distribution, and then the dump. They first acquire the asset, then they promote it, finally once everyone is in, they sell, then once they stop marketing it and holding up the price it falls drastically and regular investors sell out causing it to fall further. There are countless pump and dump groups that try to move tokens together, but you have to consider that these groups are usually made for the victims and those on the inside have already made their money off the scheme. It’s not worth trying to time it because only a few people who set it up knew when to get out. It’s especially concerning when you have to pay to be in the group too which is like a double scam. A perfect example was Mark Cuban recently getting rug pulled on the Titan cryptocurrency. Rug pulled simply means the final phase of a pump-and-dump where they sell everything and crash the price. https://markets.businessinsider.com/news/stocks/mark-cuban-says-he-lost-money-trading-defi-token-titan-that-crashed-to-zero-2021-6-1030533245?op=1 Like this article and many others laid out, the price of Titan went from $60 to nearly $0 in one day. It was part of a stablecoin project called Iron Finance that was promising. There were claims that with certain pairs to TITAN, you could get up to 50,000% APY. More importantly, even a famous wealthy successful businessman like Mark Cuban can fall for great marketing and participate in a pump and dump so you need to be even more careful and cautious than him. For the rest of the blog check it out here: Publish0x: https://www.publish0x.com/at-scottcbusiness/pump-and-dumps-explained-and-the-red-flags-xoolnqe Read.Cash: https://read.cash/@scottcbusiness/pump-dumps-explained-the-red-flags-a58961de Have you ever been in a pump-and-dump? What are some examples of pump-and-dumps that you have seen in crypto? What red flags do you watch for? What do you invest in? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Pump-And-Dumps:c *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #pumpanddump #crypto #cryptocurrency

I’ve noticed a lot of free speech social platforms aren’t really free speech platforms and a lot of blockchain platforms that champion decentralization don’t live up to that either. Here’s what I mean… I’ve noticed platforms that have a marketing narrative that they are a blockchain platform and that inherently makes people believe it’s more decentralized, secure, and censorship-resistant than legacy platforms but that’s not always the case. I’ve seen the same things for free speech platforms that are fine to reject and or censor content. All of this is to say that don’t be sold on a platform based on buzz words and actually verify that they are living up to the expectations you have going in. Below are some examples to illustrate what I’m talking about: Uptrennd – Wasn’t on a blockchain and thus when staff sold their tokens and resigned the platform was shut down and they gave everything over to Trodl.com - https://www.uptrennd.com/ SoMee – Can shut down your access to your funds at any time. (Been inaccessible for about 5+ months now) – https://somee.social/ My review of SoMee: https://odysee.com/@ScottCBusiness:4/Somee:d Steem – Bought out and colluded with exchanges by Justin Sun from Tron. They have the majority stake and thus control it entirely. They used this power to take funds right out of people’s accounts - https://steemit.com/ These are 4 videos I did to cover this whole situation last year: https://odysee.com/@ScottCBusiness:4/Steem-Witnesses-Freeze-Steemit-Stake-To-Block-Tron:b https://odysee.com/@ScottCBusiness:4/Steem-Vs-Hive-1:9 https://odysee.com/@ScottCBusiness:4/Steem-Witnesses-Verus-Justin-Sun-And-Tron:5 https://odysee.com/@ScottCBusiness:4/Steem-Is-Hardforking-To-Create-Hive-1:3 Bitclout – Not actually as decentralized as it seems regarding accounts being removed, lack of legitimacy, transparency, community development, or well distributed nodes - http://bitclout.com/ Cos.TV – Clearly removes videos and removes the evidence they removed them - https://cos.tv/ - https://twitter.com/ScottCBusiness/status/1329894750833545224/photo/1 Brighteon - Rejected reasonable videos that YouTube allowed and yet markets itself as the pro-free speech platform - https://brighteon.com/ Theta – You can’t withdraw unless you’re a partner and even then there are restrictions. The expectation is that you’re earning cryptocurrency, not merchandise points. - https://support.theta.tv/hc/en-us/articles/360022635414-Can-I-transfer-TFuel-out-of-Theta-tv- Have you used any blockchain platforms or free speech social platforms that haven’t followed through? Do you agree or disagree with anything I said? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Free-Speech-And-Decentralized-Platforms:3 *Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* The main crypto platforms that I am using today are LBRY, Publish0x, DTube, Hive via 3Speak & LeoFinance, Bitchute, Flote, SoMee.social, Read.Cash, Minds, Voice, Blurt, Sapien, Steemit, and Uptrennd. I also actively use Twitter, Gab, and Linkedin. You can find me everywhere as @ScottCBusiness Ask questions in my Telegram: https://t.me/cryptoandthings You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash #crypto #blockchain #cryptocurrency

You want to take full advantage of the social platforms out there that use blockchain technology or have crypto monetization, so here are the 12 platforms I used to earn $966.57 CAD worth of fiat & crypto in May as well as some insights on them. My total alleged crypto social media income earnings are now up to $29,147.70 CAD not including crypto appreciation after originally receiving it. May Metrics & Content: To briefly go over my social media results for May, I received around 7,000 engagements, 53,000 video views, 800 comments, 1,300 followers, and 223,500 impressions. I also did a couple of interviews and creator corner chats, so be sure to check those out. May Earnings: Publish0x – 0.00335 ETH – $2,986 CAD = $10.00 CAD + 26.99 AMPL - $1.02 CAD = $27.53 CAD + 0.2113 FARM - $71.91 CAD = $15.19 earned from post rewards. That’s a total of $52.73 CAD. Brave Browser – 2.57 BAT - $0.791 from ad rewards and 31.82 BAT from creator donations for a total of $27.64 CAD. LBRY – 3,492 LBC - $0.122 CAD = $426.02 CAD from user earnings, content earnings, invites, etc. Hive – 215 Hive - $0.46 CAD = $98.90 CAD from post rewards. LeoFinance – 40.70 LEO - $0.347 CAD = $14.12 CAD earned from post rewards. Cos.TV – 824 COS - $0.0212 CAD = $17.47 CAD earned from post rewards. Read.Cash – 0.14568 BCH - $725 CAD = $105.62 CAD earned from post rewards. Noise.Cash – 0.029 BCH - $725 CAD = $21.03 CAD earned from post rewards. Minds – 10 Minds - $1.20 CAD = $12.00 CAD earned from post rewards and holding tokens on-chain. Den.Social –43.3 MTR - $0.47 CAD = $20.35 CAD earned from post rewards. DTube – 49 DTC - $0.723 CAD = $35.43 CAD earned from post rewards. YouTube - $73.69 CAD earned from monetization. The grand total came to $966.57 CAD which is about $795.15 USD. May Insights: I’ve been consistently earning less on LBRY which is largely due to the price as the amounts have started to stabilize. It still is my top earner regardless though. I earned way less BAT this month, so presumably, a lot of the previous month’s uptick was from donations. Most of these have continued fairly consistently. I won’t be including Minds on the next report given I haven’t been able to withdraw anything from it. Den.social has really started to dwindle. Occasionally I earn a good amount on a post, but more and more often, I am getting fewer and fewer rewards. Cos.TV’s rewards are still up so I will continue reporting on those earnings. I also recently started testing Bitclout and since you can withdraw I will include it in the next report. I will include SoMee if they can fix their token which they said would happen by July at the latest. Crypto has continued to go down and be very bearish, but I still feel that you can make a good amount and I believe this will show that you can genuinely make a living even in a more bearish market. This is my 18th report and the more data I acquire, the better the results become. My top consistent earners lately are Read.Cash, Brave, and LBRY. I wanted to keep earning at least $2,000 a month, but this month could just be anomalous. We will see how crypto performs over the next little while and compare its trends to my earnings. I will continue to share these reports every month to give you a breakdown of what my earnings are to be completely transparent and give you an idea of what you could do if you did the same as me. *Disclaimer: None of what I share is financial advice and the cryptocurrency amounts & values shared may be simulated* What are your income goals? Are you using any of the platforms I shared above? Is this useful and or encouraging for you? Would you like to see these reports every single month to get a better insight into crypto social profitability? Let me know what you think about this in the comments below and don’t forget to subscribe! 👉 https://www.youtube.com/channel/UCDBycVghUbnimnzqirsU1Jg?sub_confirmation=1 👈 This is a LBRY first video meaning it shows up on LBRY before it gets published anywhere else. If you’re not on LBRY, sign up and get started here: https://odysee.com/$/invite/@ScottCBusiness:4 Check this video out on LBRY to support me with monetization and no ads: https://odysee.com/@ScottCBusiness:4/Crypto-Earnings-18:6 You can send XRP, BCH, BTC, ETH, or LTC to scottcbusiness.eth or scottcbusiness.crypto depending on the wallet you're using. Alternatively, you can find all my cryptocurrency addresses on https://cointr.ee/scottcbusiness You can find the rest of my sponsorship, referral, donation, and extra information here: https://read.cash/@scottcbusiness/sponsorships-referral-support-resource-f7efb629 My top sponsors are Publish0x, Ralak, & JustyDoan on Memo.cash *Cakewallet is today's video sponsor #crypto #finance #cryptocurrency